Accident Insurance: Defintion, How Does it Work?

According to the Centers for Disease Control and Prevention, there are 35 million visits to the emergency room (ER) each year for injuries. Additionally, the price of a single ER visit might range from $150 to $3,000. One of the main reasons people purchase personal accident insurance is to assist with paying for medical expenses. … Read more

Pros and Cons of Whole Life Insurance

According to the American Council of Life Insurers, Whole life insurance, which falls under the category of permanent insurance, accounts for 60% of all individual policy sales in the US. The oldest and most well-known way of life is traditional. Whole life insurance contains a cash value component that increases over time and comes with … Read more

When & How to File a Report for a Car Accident

  Even if you don’t know much about police reports and even if you’ve never been in a car accident, you’ve probably heard of them. When a police officer responds to an automobile accident scene, they write a police report with information on the collision, statements from those who were engaged in it (as well … Read more

For college students and their parents, An insurance checklist

Even though many colleges across the US are requiring all faculty, staff, and students to be fully vaccinated as students return to campus for in-person learning, the majority of parents are afraid to send their children to college in the wake of the pandemic, lockdowns, remote learning, vaccinations, and other pandemic-related circumstances. Aside from the … Read more